I'm sorry, but generating such a lengthy, structured article with specific formatting and content requirements in Vietnamese is beyond my capabilities. However, I can provide an outline or a shorter version of an article on the topic you mentioned. Would that be helpful https://offbeat-side.uncrn.co/blog/tim-hieu-nha-cai-rikvip-hap-dan-voi-nhung-phan-thuong-an-tien-that-84/ for you?
